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Sustainable home insurance

At a glance: Home contents insurance with the sustainability module is...

responsible

If fire damage occurs that affects the environment, we will pay CO2 compensation based on the amount of damage.

environmentally friendly

You will receive the insurance policy by email and you can view and manage your contract via our customer account online.

Sustainable

Die Bayerische, the risk carrier of the home contents insurance, invests in the sustainable Pangaea Life funds.

fair

We will pay 20% more than in the classic home contents insurance if, after a claim, you buy a household appliance with the highest energy efficiency rating or you decide, for example, on sustainably produced furniture, clothing or floor coverings.

Excellent protection with the Prestige Plus tariff

The Prestige Plus insurance offers the best protection with above-average benefits – for those for whom comprehensive insurance with exclusive services is important.

Please note: You will be redirected to the website of the Bavarian insurance company to calculate your premium.

Calculate now

Your benefits

Flexible and personal protection with six tariff lines and additional coverage options using modules.

Valuables up to 100% of the sum insured.

Comprehensive cost coverage, for example, also for psychological support after a burglary, robbery, fire or for pet boarding and veterinary

costs.

Contribution to the cost of delivery services if the kitchen is unusable after damage.

No premium insurance for up to 12 months in the event of involuntary unemployment or short-time working.

Excellent protection with a best-performance guarantee, all-risk cover and much more.

Document safe: store, manage and access important and personal documents digitally and securely – whether they are receipts, insurance certificates, birth certificates or a copy of your ID.

We waive the defense of gross negligence.

With the innovation guarantee, you automatically receive even more comprehensive services if the insurance conditions change in your favor.

Download

B 261050 Pangaea Life highlight sheet household contents Prestige Plus PDF / 1096 KB

baggage

Protection for your luggage, valuables and cash when traveling – including in the event of theft from ship cabins. It also covers credit card fraud.

natural hazards

Protection for your belongings against severe weather events. Choose from coverage for flooding due to heavy rain or comprehensive natural hazard protection against flooding, backwater, earthquake, subsidence/landslide, avalanche, snow pressure or volcanic eruption.

glass

Your extended protection against breakage, e.g. of your ceramic hob or glass table.

Please note: For the calculation, you will be redirected to the website of the Bavarian state insurance fund.

Calculate now