Fund FAQ

Pangaea Life Blue Energy delivers performance and climate protection through renewable energy sources such as solar, wind, and water. Investment contributions flow into the performance-oriented Pangaea Life Blue Energy Fund, which invests in projects for renewable energy generation and energy storage (e.g., wind and hydropower, photovoltaics, and battery storage).

The fund's return consists of two components: regular income from sustainable energy production through wind, hydropower, and solar energy, and valuation changes of fair market values. Simply put, returns come from actual energy generation and sales, as well as long-term assumptions about future energy production and sales.

The technical and geographical diversification of the tangible assets, along with partially fixed electricity purchase agreements and feed-in tariffs, ensures steady returns—independent of high volatility in stock markets. The tangible assets are valued at fair market value based on appropriate valuation models and current market conditions.

The goal of Pangaea Life Blue Energy is to generate an attractive and stable return in the future market of renewable energy. We aim for a target return of 5–7% p.a. after fund costs.

Pangaea Life draws on the expertise of the Commerzbank Group and Aquila Capital Investmentgesellschaft mbH, based in Hamburg, to select real asset investments and optimally structure the fund. The BaFin-regulated capital management company employs over 200 experienced professionals who invest in essential real assets with a focus on the energy transition, sustainable infrastructure, and stable, long-term returns. Aquila Capital Investmentgesellschaft has been part of the Commerzbank Group since June 2024. The partnership offers additional stability in terms of a long-term successful fund strategy.

Pangaea Life Blue Living invests in sustainable real estate worldwide, focusing on Germany’s metropolitan regions and major cities in the southern United States ("US Sunbelt"). The buildings feature high energy efficiency and offer subsidized housing, daycare facilities, e-mobility concepts, and excellent connections to public transportation.

For us, sustainable properties mean adhering to high environmental and social standards. To support socially responsible and climate-friendly development, our buildings meet environmentally sustainable criteria such as sourcing green electricity for communal areas, achieving high energy efficiency ratings, and providing bicycle parking spaces. Additionally, we strive for a positive social impact by offering daycare and kindergarten spaces and guaranteeing a share of publicly subsidized and price-capped housing.

The fund’s returns are generated through the increasing market value of land and properties during project development and realization, as well as from ongoing income through long-term property rentals.

The goal of Pangaea Life Blue Living is to achieve an above-average, stable return through sustainable real estate investments. We aim for a target return of 5–7% p.a. after fund costs.

Pangaea Life draws on the expertise of the Swiss-based Empira Group to select real asset investments and optimally structure the fund. Empira is an independent investment manager and a wholly owned subsidiary of Partners Group, one of the largest international private equity specialists and leading managers of private market investments. As a specialized real estate company within Partners Group, Empira operates independently. The company focuses on alternative real estate investments in Europe and the US. The team consists of experienced experts in acquisition, asset management, and research who work together to achieve stable returns and long-term wealth creation for investors. Empira manages an extensive real estate portfolio with the aim of realizing sustainable and value-enhancing investments. Being part of Partners Group offers additional potential and access to a global network - the basis for a successful long-term fund strategy.

Here you will find overarching questions about our funds.

Pangaea Life funds are available exclusively for private customers with the insurance products of die Bayerische, for example through company pension plans, the basic pension, or the unit-linked pension plan Blue Invest.

Pangaea Life funds can be selected within the insurance products of die Bayerische:

Blue Invest →

Basic Pension Blue Invest → 

Pangaea Life bAV Invest →