This is a marketing communication. Please read the prospectus, including any supplements, and the key information document before making any final investment decision.

Sustainable residential real estate investments in the USA

Our Co-Invest product is a diversified closed-end retail fund with a co-investment strategy focused on sustainable residential real estate projects in the US Sunbelt region. We concentrate on the development and construction of high-quality multifamily housing certified according to the sustainable LEED standard and aligned with ESG criteria.

Overview of the fund

Investment assets

Residential real estate projects in the US Sunbelt

Minimum investment

10,000 USD + premium

Planned term

Until mid-2030

Projected total return

Between 126% and 177% of the limited partner's capital contribution*

* Forecasts are not a reliable indicator of future performance. The scenarios presented are estimates of future outcomes based on past data and current market conditions and should not be viewed as exact indicators. Actual returns depend on market developments and how long the investment is held. Since there is no capital guarantee, the investment may result in financial loss. Future returns are subject to taxation, which depends on the personal circumstances of each investor and may change in the future. The illustrated scenarios do not reflect the worst-case outcome and more adverse scenarios are possible. It is not possible to assign probabilities to individual scenarios.

Potential fund assets

The fund plans to invest in several real estate projects in the US Sunbelt, including locations such as Dallas and Miami. All prospective projects are within the Sunbelt and aim to achieve LEED certification. The geographic diversification across multiple locations is intended to provide broad risk distribution for investors.

Why invest in US real estate?

The US Sunbelt region has experienced strong population growth for years, driven by its high quality of life and favorable economic conditions. At the same time, housing costs and interest rates remain high, creating strong rental demand according to expert analyses. In this environment, the fund management sees significant potential for real estate investments, offering investors the opportunity to benefit from attractive return prospects.

Population growth

Consistent demographic growth and urban migration into key regional centers

Institutionally verified quality

The fund invests in projects that are part of the proven Pangaea Life Blue Living portfolio—also invested in by the insurance group die Bayerische

Housing shortage

Continued demand and rising rental prices

Generation "rent"

Shift from home ownership to long-term rental demand

Strong ESG characteristics

Specialized investment opportunities with a targeted ESG approach

Short-term profit opportunities

Short-Term Return Potential Beschreibung: By investing at the construction start, the fund aims for a relatively short investment period of around 5 years—targeting the phase with the highest value creation

Between employers and culture

Skyline with high-rise buildings and skyscrapers, a river in the foreground

Miami, Florida

Miami is a major financial center with low taxes and a strong economy. Tourism provides numerous jobs and companies, such as Walt Disney World and Royal Caribbean, are based here. The city is also a leading location for manufacturing and aerospace, with companies such as Lockheed, SpaceX and Blue Origin. With extensive infrastructure for the international movement of goods and cultural highlights such as the Perez Art Museum and the beaches of Miami Beach, Miami offers a high quality of life.

Dallas skyline

Dallas, Texas

The city of Dallas is a leading location for technology, with companies such as NXP Semiconductor, Samsung and Tesla. Dallas is also important for aviation, as it is home to American Airlines and Southwest Airlines and has two major airports. The city is also a center for biotechnology, with over 5,200 biopharma companies. With cultural highlights, such as the AT&T Discovery District, and exclusive shopping destinations, Dallas offers a high quality of life.

Risks

Total loss risk

There is a risk of complete capital loss due to unforeseen crises, political events, or market developments affecting property values.

Development risks

Delays, cost overruns, and technical challenges during construction can impact completion timelines and reduce profitability.

Occupancy risks

Lower rental demand or increased vacancy rates may reduce rental income and overall returns.

Exit risks

Unfavorable market conditions or low sale prices may affect the profitability of asset sales.

Currency risks

Exchange rate fluctuations between the U.S. dollar and euro may negatively impact returns.

Liquidity risks

Premature sales may be difficult or only possible at unfavorable terms, limiting flexibility.

Contact us

Important information

The basis for the investment is the sales prospectus and the key information document. The description of the risks and other key details relevant for an investment decision are provided in the sales prospectus and in the key information document and the annual reports, which you can obtain – in German and free of charge – in paper form from your investment advisor or from Pangaea Life Capital Partners AG, Gubelstrasse 32, 6300 Zug, Switzerland, and in electronic form on this page.

A summary of the investor rights in German is available at Pangaea Life Institutional Co-Invest US Residential GmbH & Co. geschlossene Investment KG.

The units of the investment company may, due to the intended
composition of the investment assets and the dependence on market developments as well as the techniques used in the management, the shares in the investment company may be subject to significant upward and downward value fluctuations (increased volatility), even within short periods of time. Future performance is subject to taxation, which depends on the personal situation of the respective investor and may change in the future. The investment company is not yet diversified in terms of risk. It must be invested in a risk-balanced manner no later than 18 months after the start of marketing.